The first step in My Total Money Makeover Journey is Baby Step One: $1,000 in the bank. I did it....and then life threw me a curve - well, a few of them. We moved my in-laws into a retirement apartment. I knew my MIL was a pack-rat, but even I didn't realize we would be able to fill a HUGE dumpster TWICE! Although I'm glad to see them settled into a single-level apartment, with AC, and no ...
Dave Ramsey
My Total Money Makeover Journey: Emergency Fund
The first step in My Total Money Makeover Journey is Baby Step One: $1,000 in the bank. I did it! After working the program for over a month, I was able to "hid" $1,000 in a money market account. Its easily accessible if I have a REAL emergency yet unable to access when I have a "Savanah Emergency" (you know what I'm talking about - that I'm running late so I'm going to pick up supper or I just ...
My Total Money Makeover Journey: Using Cash
As part of My Total Money Makeover Journey, I am only using cash for in-store purchases. The bundle I purchased came with the Deluxe Executive Envelope System and I have to say that is probably the second best tool included. The first is the Financial Peace Planner that helped me figure out a budget that is realistic, has everything we need to pay, and every penny is accounted for so no more ...
Giveaway: 40 Copies of Total Money Makeover (Ended)
Dave Ramsey has given me the opportunity to give away 40 of his books! You can enter to win The Total Money Makeover: A Proven Plan for Financial Fitness through one of the blogs who are co-hosting this event. We all love saving money, but Dave Ramsey brings it even further and helps you get out of debt! There are a total of 20 bloggers in this event, and each blog will have 2 winners. ...
My Total Money Makeover Journey: Introduction
I debated whether to publish this post. Normally I share great deals, coupons, freebies, and lately I've been sharing more tips you can implement into your life to help make permanent changes. But, I've been feeling a little hypocritical lately and need to share a bit about myself and the struggles we face - as well as how we are working to overcome this issues. Over the next few months, I will ...